processor is throttling at 96% for no apparent reason all data looks to be within spec .

[Grendal2112]

 Hello all, im having a minor issue thats just irritating  to  no end. my speed is being throttled ALWAYS at 96% my temps are within spec, never has any alarms or shows max temp higher than  intel's spec, its not peaking on wattage beyond limits,just wont run at 100%  my power settings are at 100% everything's at max performance  plugged in, ive undervolted which dropped temps further  with no change in speed still throttles at 96%  ive cranked up volts well past stupidity but still stable  ( 3.09  is all the locked bios will allow  so far lol)  the only thing i can figure is its at 3.09 so it throttles to limit the speed to intels max to keep TDP from over running,it does lock on the max tdp during testing  everything is stable speed ,temps,tdp all the numbers I can read are rock solid just always throttles at 96% and 3.095,even though its set at 100. ,ive no clue how they limit speed with a locked chip other than limiting the multiplier to 31 on this particular one . ive had unlocked  versions get to well over 4 so other than pushing intels artificial limits I'm still well within what its capable of...any suggestions would be appreciated im far from expert at this and it just buggs the crap out of me that its not at 100% without a clear reason.

hp envy notebook

hp 81ie 65.55 motherboard

intel I5 7200u core 2 cores 2 threads 2.,7ghz nominal speed      turbo at 3.095 ghz on all

dual channel 2 sticks sodimm ddr4 ram 12gb  total..... samsung 4gb at 2166  kingston 8 gb at 2400

system memory runs at 1064.5{x 2) so 2129 ghz timings are 15,15,15,36

PCIE 3.0      and sata3 

drive is WD blue ssd 1 TB  

heres how its currently running. it  bemchmarks consistently aboce 60% in user benchmark pc currently........with  a samsung evo 860 500gb sata ssd with rapid enabled it hit read and write speeds over 7000, and benchmarked at 94% on userbenchmark pc. without rapid both ssds are still hitting random and sequential read /writes over 500 on the sata 3 connection.

------------------------------------------------------------------------------
* MB/s = 1,000,000 bytes/s [SATA/600 = 600,000,000 bytes/s]
* KB = 1000 bytes, KiB = 1024 bytes

[Read]
SEQ 1MiB (Q= 8, T= 1): 534.148 MB/s [ 509.4 IOPS] < 15630.78 us>
RND 4KiB (Q= 32, T= 1): 238.651 MB/s [ 58264.4 IOPS] < 543.24 us>

[Write]
SEQ 1MiB (Q= 8, T= 1): 509.712 MB/s [ 486.1 IOPS] < 16355.32 us>
RND 4KiB (Q= 32, T= 1): 192.033 MB/s [ 46883.1 IOPS] < 674.37 us>

[Mix] Read 70%/Write 30%
SEQ 1MiB (Q= 8, T= 1): 489.227 MB/s [ 466.6 IOPS] < 16978.23 us>
RND 4KiB (Q= 32, T= 1): 214.626 MB/s [ 52398.9 IOPS] < 603.72 us>

Profile: Peak
Test: 256 MiB (x2) [C: 25% (234/931GiB)]
Mode: [Admin]
Time: Measure 5 sec / Interval 5 sec
Date: 2021/03/25 16:32:00
OS: Windows 10 [10.0 Build 19041] (x64)