You may think you're ready to start comparing home insurance quotes to get the best deal on coverage, but there is one more thing you can do to improve the process. Creating a household inventory is a smart move that can go a long way toward ensuring you get the right protection at the best price. And it can also save you a lot of stress down the road should any unfortunate events unfold. A 2012 National Association of Insurance Commissioners survey found that 59 percent of people have never created an official inventory of their belongings. Looking deeper into the minority of people who had actually made a record of their possessions.